Brighton, MI Attorney

Also Serving Howell, MI And The Entire Livingston County Area

Joseph D. O'Brien, PLLC

Joseph D. O’Brien, PLLC provides attorney representation for a variety of legal matters with a focus on bankruptcy law, financial solutions and debt consolidation for clients in Brighton, MI and the surrounding area. Our highly qualified attorneys will take the time to answer all your questions about bankruptcy and will help you decide whether to file for chapter 7, chapter 11 or chapter 13 bankruptcy.

If you are out of time and out of options, hiring the right lawyer can make all the difference. Our lawyers understand that life takes turns that are unexpected and that filing bankruptcy is usually the last option.

Learn More About Joseph D. O'Brien, PLLC:

• Get A Fresh Start - Chapter 7 (Simplest type of bankruptcy, with no house payment or car payment workout), Chapter 11 (Reorganize your family business or small business and debts), Chapter 13 (Longer form of bankruptcy, help to catch up on your mortgage or car payments, or to reorganize tax debt)
• Questions and Answers

BANKRUPTCY

The decision to file for bankruptcy is often one of the hardest choices that a person has to make in their lifetime. Poor planning can often make the process even harder. It goes without saying that filing for bankruptcy should be a last resort, and should only be done when all other methods of satisfying one's financial obligations have been exhausted. However, if your situation has become so severe that you are in danger of foreclosure, garnished wages or repossessions, or are facing debts that you are in no position to pay, putting off the inevitable can have devastating consequences. Procrastination can cost you your car, your wages, and even your home. Filing your case in a timely fashion can spare you these losses.

• If you are close to foreclosure on your home, declaring bankruptcy may stop this going forward and even create a payment structure that will help you pay off your arrears.
• Bankruptcy may cause your car or other property to be given back to you if they have been repossessed by a creditor.
• Large medical bills combined with a loss of employment, or on their own can create a nearly impossible financial hole to climb out of. Bankruptcy can help you in this situation and possibly reduce or even wipe away your medical bills.
• Bankruptcy can stop harassing creditors from turning up on your doorstep, especially if they are being unfairly pushy or unreasonable or are fraudulently trying to take on more than you owe.
• If your utilities have been shut off, bankruptcy may help you to consolidate these debts and pay them off in a reasonable timeframe.
• Bankruptcy will end wage garnishment, which means you will be able to afford life's necessities.

Our mission is to provide full and comprehensive financial solutions to individuals, businesses, and business owners by delivering first class legal representation and exhibiting excellent customer service.

To learn more about your options and help available, please call us. Initial consultations by telephone are free.

Contact Joseph D. O'Brien, PLLC today at 810-225-9100, or browse the website for more information about our products and services.